1 The Home Improvement credit card is issued by Wells Fargo Bank, N.A., an Equal Housing Lender. Special terms for 5 years (60 months) apply to qualifying purchases of $2,500 or more charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. the APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. this information is accurate as of 02/01/2018 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 01/31/2019.